Looking for a first time buyer mortgage in the UK?

Simple Mortgage Advice for the First Time Buyer Mortgage in the UK.

In theory, obtaining a mortgage should be simple enough However, once you get started, you will quickly realise that things are not quite that easy!
The mortgage sector is an incredibly competitive marketplace which seems to be in a constant state of flux. Every day, there seems to be new deals, new rates and new types of mortgages and it can quickly become very confusing.
In basic terms, there are two pieces of information you should concentrate on:

Capital Repayment

Endowment Mortgages

Interest Only Mortgages

Repayment Mortgages

and Interest Repayments

Fixed Rate Mortgage

Variable Rate Mortgage

Capped Rate Mortgage

Discounted Rate Mortgage

Cash Back Mortgage